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Visions Visa Credit Cards Apply Now for a Visions Xpress CheckSM Card
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XPRESS CheckSM Card


Check/Debit cards are beyond cash and checks. Visions’ XPRESS CheckSM Card has the Visa®  logo, so it’s like carrying an ATM card with clout! Use your XPRESS CheckSM Card for fast cash from ATMs and make purchases anywhere Visa is welcomed—over 14 million merchants worldwide.

Apply Now!

To report a lost or stolen Visa XPRESS Check card, please call (800) 222-8877, option # 5.

*Transaction fees may apply for any transactions made at non-Visions ATM machines.

Important Information on Your XPRESS Check Card:

We have enabled non-Visa debit  transaction processing.  This means you may use your Visions XPRESS Check Visa Debit Card on a PIN-Debit Network** (a non-Visa network) without  using a PIN.  The non-Visa debit network(s) for which such transactions are enabled are: STAR, PULSE, NYCE, and ACCEL/Exchange Networks.   Examples of the types of actions that you may be required to make to  initiate a Visa transaction on your Visions XPRESS Check Visa Debit Card  include signing a receipt, providing a card number over the phone or via the  Internet, or swiping the card through a point-of-sale terminal.   Examples of the types of actions you may be required to make to  initiate a transaction on a PIN-Debit Network include initiating a payment  directly with the biller (possibly via telephone, Internet, or kiosk  locations), responding to a logo displayed at a payment site and choosing to  direct payment through that network, and having your identity verified using  known information derived from an existing relationship with you instead of  through use of a PIN.  The provisions of your agreement with us  relating only to Visa transactions are not applicable to non-Visa  transactions.  For example, the additional limits on liability  (sometimes referred to as Visa's zero-liability program) and the streamlined  error resolution procedures offered on Visa debit card transactions are not  applicable to transactions processed on a PIN-Debit Network.   

**Visa Rules generally define PIN-Debit Network as a  non-Visa debit network that typically authenticates transactions by use of a  personal identification number (PIN) but that is not generally known for  having a card program.

 
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©2011 Visions Federal Credit Union
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