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PRIVACY STATEMENT
 
FACTS
  
WHAT DOES Visions FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
 
WHY?
  
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
WHAT?

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include

  • Social Security number
  • Account balances
  • Transaction history
  • Credit scores
  • Account transactions
  • Checking account information
When you are no longer a member, we continue to share your information as described in this notice.
 
HOW?
  
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Visions Federal Credit Union chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information
Does Visions Federal
Credit Union share?
Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No

For our marketing purposes - to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
Yes
No

For our affiliates' everyday business purposes - information about your transactions and experiences
Yes
No

For our affiliates' everyday business purposes - information about your creditworthiness
No
We don't share
For our affiliates to market to you
No
We don't share
For nonaffiliates to market to you
No
We don't share

Questions?

Call toll-free 800-222-8877 or go to www.paragonfcu.org

What We Do
How does Visions Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Visions Federal Credit Union collect my personal information?


We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Provide account information
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.
Defintions
Affiliates

Companies related by common ownership or control. They can be financial and
non-financial companies.

  • Our affiliates include:
    • Financial companies such as: Visions Financial Services.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Visions Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card companies and insurance companies.

 

 

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Legal Disclaimer I Privacy Statement
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You are leaving the credit union's web site and linking to an alternate web site not operated by the credit union. The credit union is not responsible for the content of the alternate web site. The credit union does not represent either the third party or the member if the two enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.